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Millennials

Young & Prudent: The Only Certainties are Death and Taxes

Young & Prudent: The Only Certainties are Death and Taxes

Change is a constant. It’s the only thing we can all rely on. But still, it continues to take us by surprise. Personally, I am always working on being better at taking it in my stride. Wall Street Daily is in the midst of making a shift and becoming part of an affiliated publication called...

Young & Prudent: The Big Spend

Young & Prudent: The Big Spend

I am proud to say that I’ve been able to use my unique living situation to my advantage. I don’t get paid much working at a meditation retreat center in northern Vermont. But, I do get room and board, which means my monthly living expenses are minimal. With a little bit of freelance work, I’ve...

Read More, Spend Nothing

Read More, Spend Nothing

As a kid, I spent a lot of time in the library. Heck, there was an entire class in elementary school devoted to the library, and I loved it. Sure, we had to learn a few monotonous tasks – like how to use the Dewey Decimal System, and check out books – but, we also...

Young & Prudent: Space for Time and Money

Young & Prudent: Space for Time and Money

“Since death is certain, but the time of death is uncertain, what is the most important thing?” This is a favorite contemplation of Pema Chödrön, the renowned western Buddhist teacher and prolific author. When I meditate on this, the first answer pops into my head is: time. The value of time has been a poignant...

Don’t Get 401-KO’d

Don’t Get 401-KO’d

Retirement aside, owning a home is the most significant financial milestone of our lives. Yet many Millennials, who are struggling to reach the same financial milestones as their parents, have found home ownership particularly elusive. According to a report from the National Association of Realtors, the number of Millennials living with their parents increased almost...

Young & Prudent: Looking Into the Face of Spending Temptation Part 2

Young & Prudent: Looking Into the Face of Temptation Part 2

I’ve spent the last two weeks doing exactly what I’ve been avoiding for the past five months. In my last column, I explained how my desire to spend while living in rural Vermont has lessened so much, I’ve been able to save more in the past five months than I have in my entire adult...

Cutting the Television Cord to Curb Spending

Cutting the Cord to Curb Spending

A few weeks ago, my colleague Samantha Solomon wrote about lessening her desire to buy, a topic that doesn’t receive nearly enough attention. I’m sure everyone has felt that burning desire to buy something, regardless of whether we really need it. We just want it, and after all, we work hard for our money, don’t...

Young & Prudent: Doing Freelancer Taxes Right

Young & Prudent: Doing Freelancer Taxes Right

I’m having a lot of new experiences living here at Karmê Chöling, a meditation retreat center, in northern Vermont. Sleeping in a dorm, living with around 40 other full-time staff members, having my “home” filled with a constant stream of people from all over the world, avoiding deer ticks like the plague, traveling an hour...

Young & Prudent: The Community Connection

Young & Prudent: The Community Connection

What am I really trying to buy? I’m drawn to advertisements that convey confidence, connection, and excitement. Those are my indicators of a successful, fulfilling life. But none of these things can be attained by buying the great shirt being sold in the ad. Still, I want that shirt. The unbridled consumerism present in our...